MyPoints vs Swagbucks
Trying to decide between MyPoints and Swagbucks? Our detailed comparison will help you choose the best site to get you paid in 2026.
A pioneer in the rewards space that lets you earn points for shopping and surveys and playing games for various gift cards.
Join MyPoints → Join →A versatile rewards platform offering surveys, cashback shopping, games, and multiple redemption options.
Join Swagbucks → Join →At-a-Glance Comparison
Use this overview to quickly spot the differences that matter most between MyPoints and Swagbucks.
| Feature | MyPoints | Swagbucks |
|---|---|---|
| Overall rating | 4.2/5 | 4.6/5 |
| Min cashout | $3 | $5 |
| Best for | Online shoppers and casual users who want to earn passive rewards through a mix of shopping and low-effort tasks. | Multiple earning options beyond surveys |
| Payout methods | PayPal, Gift Cards, Prepaid Card, Other | PayPal, Gift Cards, Prepaid Card |
| Ways to earn | Surveys, Offers, Games, Receipts, Cashback, VIdeos | Surveys, Offers, Games, Cashback, VIdeos |
| Survey frequency | High | High |
| Disqualification rate | High | Low |
| Payout speed | Average | Fast |
Payout & Cashout Reality Check
Here’s what cashing out looks like for MyPoints vs Swagbucks — minimums, payout speed, methods, and overall friction.
| Feature | MyPoints | Swagbucks |
|---|---|---|
| Min cashout | $3 | $5 |
| Payout speed | Average | Fast |
| Cashout friction | Medium | Low |
| Payout methods | PayPal, Gift Cards, Prepaid Card, Other | PayPal, Gift Cards, Prepaid Card |
Earning Opportunities
Both can pay — but the mix of earning methods and survey availability changes what your day-to-day looks like.
| Feature | MyPoints | Swagbucks |
|---|---|---|
| Ways to earn | Surveys, Offers, Games, Receipts, Cashback, VIdeos | Surveys, Offers, Games, Cashback, VIdeos |
| Survey frequency | High | High |
| Disqualification rate | High | Low |
Experience Factors
This is where users feel the difference: disqualifications, speed, and consistency.
| Feature | MyPoints | Swagbucks |
|---|---|---|
| Time cost | Medium | Low |
| Disqualification rate | High | Low |
| Survey frequency | High | High |
| Payout speed | Average | Fast |
Who Should Choose Which?
Here are the simplest “fit” signals — no fluff. Choose the panel that matches how you want to cash out and earn.
- MyPoints is a well established rewards program that has been paying members for their online activities since 1996.
- You can earn an immediate two dollar signup bonus simply by confirming your email address and completing your initial profile.
- The platform features a low three dollar minimum payout threshold which can be redeemed for PayPal cash or gift cards.
- Members can also earn points for every dollar spent while shopping at over nineteen hundred popular online retail stores.
- Swagbucks is a leading global loyalty program that pays users for online shopping and searching the web or taking surveys.
- Members earn SB points by engaging with brand offers and watching videos or scanning grocery receipts for cash back rewards.
- The site offers a generous ten dollar signup bonus for new members who complete qualifying activities within their first month.
- Flexible payout options include one dollar gift cards or five dollar PayPal deposits making it easy to access your earnings.
Final Verdict
A single clear winner based on overall rating and cashout threshold.